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  • Knowledge Base
  • 1. What is Delay-A-Pay? Views: 564 Featured Content
    We understand that money can get tight sometimes. If you have an unexpected emergency or cash is tight due to another expense, consider Delay-A-Pay. Delay-A-Pay is a service that allows members to delay a payment on a loan * once per calendar year. To qualify for Delay-A-Pay, all loans and accounts with Veridian must be current. Delay-A-Pay is available for a fee of $30 per loan per instance. Each use of Delay-A-Pay extends the term of your loan by one month. Delay-A-Pay can be used for vehicl  More...
  • 2. Can I make a loan payment online? Views: 296 Featured Content
    Veridian offers several convenient ways to make your loan payments. Transfer in online banking - To make a payment from a Veridian account, simply transfer the funds using online banking. For help or instructions, contact us today. Cross-member transfers - If you'd like to pay your loan with funds located in a separate Veridian membership, we can set up cross-member transfers to allow this action in online banking. Payroll deduction - You can have your payments automatically deducted from yo  More...
  • 3. What should I do if I lose my Visa Debit or Credit card? Views: 572 Featured Content
    It is important to notify us immediately if your Veridian ATM, debit, or credit card is ever lost or stolen. During regular business hours, please call Veridian. After hours , please report your card lost/stolen online , or call the numbers listed below: To report your Visa Debit or Credit Card lost or stolen after hours call (800) 682-6075 To report your ATM Card lost or stolen call Veridian at (800) 235-3228 and if it is after hours please leave a message.
  • 4. What do I need to keep in mind with Mobile Check Deposit? Views: 463 Featured Content
    Here are some tips to remember when using Mobile Check Deposit: Take the picture in a well-lit area Make sure there are no shadows on the check Try to take the picture against a dark background Ensure the full check (including the MICR line) appears within the screen Take the picture with a still, focused camera Take the picture straight-on rather than at an angle Remember to endorse the check before taking the back of check image
  • 5. How do I dispute a transaction on my account? Views: 248 Featured Content
    In accordance with federal regulations, we have 10 days to investigate debit card disputes and 60 days to investigate credit card dispute or fraud claims to determine if provisional credit is warranted. However, in many cases, you will receive provisional credit to your account within 2-5 business days. Fraudulent charges include Unauthorized charges Lost card transactions In most cases, a police report is required If you have fraudulent transactions on your account due to a lost, stolen, or com  More...
  • 6. I forgot my password for Mobile Banking. How do I reset it? Views: 464 Featured Content
    If you forget your password for mobile banking, you can use our forgotten password tool online, or click the Forgotten Password link on the app to reset it. You will need to know your Security code/TIN to reset your password. If you do not remember your Security code/TIN, contact us to have it mailed to you.
  • 7. What is a conventional fixed-rate mortgage? Views: 1520
    Traditionally, this is the most popular type of mortgage letting you enjoy the comfort and security of a fixed rate. The 30-year fixed rate loan offers the most affordable fixed rate payment option and is ideal if you plan to remain in your home for several years. The 15-year fixed rate loan, allows you to build equity in your home faster and saves you interest expense View Disclosures
  • 8. Who can become a member of Veridian? Views: 1340
    Veridian Credit Union membership is open to persons living in or working for a business located in the following counties: Iowa: Adair, Allamakee, Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cass, Cedar, Cerro Gordo, Chickasaw, Clayton, Dallas, Delaware, Fayette, Floyd, Franklin, Grundy, Hardin, Harrison, Iowa, Jasper, Johnson, Jones, Linn, Louisa, Madison, Marion, Marshall, Mills, Muscatine, Polk, Pottawattamie, Poweshiek, Story, Tama, Warren, Washington, and Winneshiek. Nebraska: Cass  More...
  • 9. How do I contact a Mortgage Loan Originator? Views: 1235
    The expert staff in Veridian's Mortgage Lending Department are here to serve you. We can help you open the door to your dream home with excellent rates, personalized service, and knowledgeable guidance every step of the way. Finance your home at Veridian and experience the difference! Find an experienced Mortgage Loan Originator near you: Waterloo/Waverly Cedar Falls Des Moines Metro Cedar Rapids/Iowa City Council Bluffs Apply online before meeting with an originator in order to speed up the  More...
  • 10. What do I need to know about online banking? Views: 1061
    Login To log in, enter your username and password in the fields provided. Click the Login button. If you are having difficulties signing into online banking, please check the following: Account Requirements The following are required to access online banking. An active Veridian savings, checking, loan, or Visa account Internet access A member account number and password An Internet browser with SSL encryption First Time Online Banking Users Sign up and start using online banking today. To sign u  More...
All information provided through this site is intended to be accurate.. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.